Compare Thomasville, NC mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Thomasville.
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August 18, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Thomasville. Understand how much you need to earn to afford a home in Thomasville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Thomasville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Thomasville is right for you.
The median home value for Thomasville, NC (Davidson County) is $200,358
Based on current mortgage rates and a 10% down payment, you need to make $41,798 per year to buy the median priced home in Thomasville
With this income, you could qualify for a $180,322 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Thomasville is $968
The median household income for Thomasville, NC (Davidson County) is $52,967
Based on this income, you can afford a home valued at approximately $253,898
The home price you can afford to buy based on household income in Thomasville is 127% of the median home value which means housing prices are average. Thomasville (Davidson County) ranks 53 out of 100 counties in North Carolina and 2,390 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Thomasville, NC is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Thomasville (Davidson County) below.
Conforming loan limits for Thomasville, NC
FHA loan limits for Thomasville, NC