Compare mortgage rates and fees for leading lenders in Goldsboro, NC. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Goldsboro.
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October 23, 2019
The current average rate for a 30 year fixed rate mortgage in Goldsboro is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Goldsboro, NC (Wayne County) is $119,834
The median household income for Goldsboro, NC (Wayne County) is $43,043
Based on current mortgage rates and a 10% down payment, you need to make $22,233 per year to buy the median priced home in Goldsboro
The home price you can afford to buy based on household income in Goldsboro is 194% of the median home value which means housing prices are average
Goldsboro (Wayne County) ranks 22 out of 100 counties in North Carolina and 1,712 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Goldsboro, NC is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Goldsboro (Wayne County) below.
Conforming loan limits for Goldsboro, NC
FHA loan limits for Goldsboro, NC
VA loan limits for Goldsboro, NC
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index