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Compare Current Leland, North Carolina Mortgage Rates
Compare Leland, NC mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Leland.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Leland. Plus, shopping lenders is free and there is no obligation.
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Leland, NC Mortgage Rates
July 26, 2025
Current mortgage rates in Leland, NC are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Leland, NC Rates
National Average
Comparison
30 Year Fixed Rate
%
6.670%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%
How Affordable is Housing in Leland, North Carolina?
Below we provide helpful information on the real estate market, home prices and housing affordability in Leland. Understand how much you need to earn to afford a home in Leland, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Leland fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Leland is right for you.
The median home value for Leland, NC (Brunswick County) is $330,833
Based on current mortgage rates and a 10% down payment, you need to make $69,017 per year to buy the median priced home in Leland
With this income, you could qualify for a $297,750 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Leland is $1,598
The median household income for Leland, NC (Brunswick County) is $66,328
Based on this income, you can afford a home valued at approximately $317,945
The home price you can afford to buy based on household income in Leland is 96% of the median home value which means housing prices are expensive.
Leland (Brunswick County) ranks 87 out of 100 counties in North Carolina and 2,851 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Leland, NC is expensive
Loan Limits for Leland, North Carolina
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Leland (Brunswick County) below.
Conforming loan limits for Leland, NC
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Leland, NC
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Leland, NC
1 unit:$726,200
Additional Mortgage Resources for Leland, NC Residents