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Greenville

Current Mortgage Rates in Greenville, North Carolina

Compare mortgage rates and fees for leading lenders in Greenville, NC. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Greenville.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Greenville. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Greenville, NC as of July 16, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Greenville, NC Mortgage Rates Compare?

July 16, 2020

The current average rate for a 30 year fixed rate mortgage in Greenville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Greenville, NC Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Greenville, North Carolina?

Below we provide helpful information on the real estate market, home prices and housing affordability in Greenville. Understand how much you need to earn to afford a home in Greenville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Greenville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Greenville is right for you.

The median home value for Greenville, NC (Pitt County) is $163,889

Based on current mortgage rates and a 10% down payment, you need to make $29,496 per year to buy the median priced home in Greenville

With this income, you could qualify for a $147,500 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Greenville is $683

The median household income for Greenville, NC (Pitt County) is $45,904

Based on this income, you can afford a home valued at approximately $255,061

The home price you can afford to buy based on household income in Greenville is 156% of the median home value which means housing prices are average. Greenville (Pitt County) ranks 61 out of 100 counties in North Carolina and 2,436 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Greenville, NC is average

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Loan Limits for Greenville, North Carolina

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Greenville (Pitt County) below.

Conforming loan limits for Greenville, NC

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Greenville, NC

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Greenville, NC

1 unit: $510,400

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