Compare mortgage rates and fees for leading lenders in Jacksonville, NC. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Jacksonville.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Jacksonville. Plus, shopping lenders is free and there is no obligation.
December 12, 2019
The current average rate for a 30 year fixed rate mortgage in Jacksonville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Jacksonville, NC (Onslow County) is $169,226
The median household income for Jacksonville, NC (Onslow County) is $49,634
Based on current mortgage rates and a 10% down payment, you need to make $31,397 per year to buy the median priced home in Jacksonville
The home price you can afford to buy based on household income in Jacksonville is 158% of the median home value which means housing prices are average
Jacksonville (Onslow County) ranks 58 out of 100 counties in North Carolina and 2,413 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Jacksonville, NC is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Jacksonville (Onslow County) below.
Conforming loan limits for Jacksonville, NC
FHA loan limits for Jacksonville, NC
VA loan limits for Jacksonville, NC
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index