Compare Greensboro, NC mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Greensboro.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Greensboro. Plus, shopping lenders is free and there is no obligation.
August 2, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Greensboro. Understand how much you need to earn to afford a home in Greensboro, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Greensboro fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Greensboro is right for you.
The median home value for Greensboro, NC (Guilford County) is $245,828
Based on current mortgage rates and a 10% down payment, you need to make $51,284 per year to buy the median priced home in Greensboro
With this income, you could qualify for a $221,245 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Greensboro is $1,188
The median household income for Greensboro, NC (Guilford County) is $61,621
Based on this income, you can afford a home valued at approximately $295,378
The home price you can afford to buy based on household income in Greensboro is 120% of the median home value which means housing prices are average. Greensboro (Guilford County) ranks 60 out of 100 counties in North Carolina and 2,507 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Greensboro, NC is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Greensboro (Guilford County) below.
Conforming loan limits for Greensboro, NC
FHA loan limits for Greensboro, NC