Current Mortgage Rates in Santa Barbara, California
Compare mortgage rates and fees for leading lenders in Santa Barbara, CA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Santa Barbara.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Santa Barbara. Plus, shopping lenders is free and there is no obligation.
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Mortgage Rates in Santa Barbara, CA as of December 2, 2021
FREEandCLEAR Exlusive Lender
2.078% APR
Rate: 2.000%
15 Yr Fixed15 Yr Fixed
Points: .500
Rate Lock: 45 days
NMLS: 357085 LICENSE: CA 00532825
Terms & Conditions
Ask about no closing cost options
NMLS: 357085
LICENSE: CA 00532825Terms & Conditions
Ask about no closing cost options
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
PERSONALIZED MORTGAGE QUOTE
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LEADING LENDERS ● LOW RATES ● FREE ● NO SSN