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Bakersfield

Current Mortgage Rates in Bakersfield, California

Compare mortgage rates and fees for leading lenders in Bakersfield, CA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Bakersfield.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bakersfield. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Bakersfield, CA as of October 16, 2021
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1.881% APR Rate: 1.875%
15 Yr Fixed15 Yr Fixed
Points: .25
Rate Lock: 45 days
NMLS: 357085  LICENSE: CA 00532825
Terms & Conditions
Ask about no closing cost options
APR
1.881%
Rate
1.875%
Points
.25
Rate Lock
45 days
NMLS: 357085
LICENSE: CA 00532825

Terms & Conditions
Ask about no closing cost options
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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