Compare mortgage rates and fees for leading lenders in Roseville, CA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Roseville.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Roseville. Plus, shopping lenders is free and there is no obligation.
December 11, 2019
The current average rate for a 30 year fixed rate mortgage in Roseville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Roseville, CA (Placer County) is $513,835
The median household income for Roseville, CA (Placer County) is $82,949
Based on current mortgage rates and a 10% down payment, you need to make $95,333 per year to buy the median priced home in Roseville
The home price you can afford to buy based on household income in Roseville is 87% of the median home value which means housing prices are expensive
Roseville (Placer County) ranks 32 out of 58 counties in California and 3,063 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Roseville, CA is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Roseville (Placer County) below.
Conforming loan limits for Roseville, CA
FHA loan limits for Roseville, CA
VA loan limits for Roseville, CA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index