»
»
Humboldt

Current Mortgage Rates in Humboldt, California

Compare mortgage rates and fees for leading lenders in Humboldt, CA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Humboldt.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Humboldt. Plus, shopping lenders is free and there is no obligation.

%
Mortgage Rates in Humboldt, CA as of October 23, 2019
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact

%
Get Personalized Mortgage Quotes for Humboldt, CA

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Humboldt, CA Mortgage Rates Compare?

October 23, 2019

The current average rate for a 30 year fixed rate mortgage in Humboldt is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Humboldt, CA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Humboldt, California?

The median home value for Humboldt, CA is $356,744

The median household income for Humboldt, CA is $45,054

Based on current mortgage rates and a 10% down payment, you need to make $66,187 per year to buy the median priced home in Humboldt

The home price you can afford to buy based on household income in Humboldt is 68% of the median home value which means housing prices are very expensive

Humboldt ranks 42 out of 58 counties in California and 3,108 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Humboldt, CA is very expensive

orange-simple-house
ruler

Loan Limits for Humboldt, California

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Humboldt below.

Conforming loan limits for Humboldt, CA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Humboldt, CA

1 unit: $333,500
2 units: $426,950
3 units: $516,050
4 units: $641,350

VA loan limits for Humboldt, CA

1 unit: $484,350

Additional Mortgage Resources for Humboldt, CA Residents

Mortgage Rates for California Cities

Bakersfield Mortgage Rates

Chico Mortgage Rates

El Centro Mortgage Rates

Fresno Mortgage Rates

Hanford Mortgage Rates

Humboldt Mortgage Rates

Lake Mortgage Rates

Los Angeles Mortgage Rates

Madera Mortgage Rates

Marin Mortgage Rates

Mendocino Mortgage Rates

Merced Mortgage Rates

Modesto Mortgage Rates

Monterey Mortgage Rates

Napa Mortgage Rates

Nevada City Mortgage Rates

Oakland Mortgage Rates

Orange County Mortgage Rates

Oxnard Mortgage Rates

Placerville Mortgage Rates

Redding Mortgage Rates

Richmond Mortgage Rates

Riverside Mortgage Rates

Roseville Mortgage Rates

Sacramento Mortgage Rates

San Bernardino Mortgage Rates

San Diego Mortgage Rates

San Francisco Mortgage Rates

San Jose Mortgage Rates

San Luis Obispo Mortgage Rates

San Mateo Mortgage Rates

Santa Barbara Mortgage Rates

Santa Cruz Mortgage Rates

Sonoma Mortgage Rates

Stockton Mortgage Rates

Sutter Mortgage Rates

Vallejo Mortgage Rates

Visalia Mortgage Rates

Yolo Mortgage Rates

Yuba Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index