Compare Hanford, CA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Hanford.
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October 16, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Hanford. Understand how much you need to earn to afford a home in Hanford, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Hanford fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Hanford is right for you.
The median home value for Hanford, CA (Kings County) is $307,877
Based on current mortgage rates and a 10% down payment, you need to make $64,228 per year to buy the median priced home in Hanford
With this income, you could qualify for a $277,089 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Hanford is $1,487
The median household income for Hanford, CA (Kings County) is $63,062
Based on this income, you can afford a home valued at approximately $302,289
The home price you can afford to buy based on household income in Hanford is 98% of the median home value which means housing prices are expensive. Hanford (Kings County) ranks 6 out of 58 counties in California and 2,831 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Hanford, CA is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hanford (Kings County) below.
Conforming loan limits for Hanford, CA
FHA loan limits for Hanford, CA