Compare Current Sheboygan, Wisconsin Mortgage Rates

Compare Sheboygan, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Sheboygan.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Sheboygan. Plus, shopping lenders is free and there is no obligation.

Sheboygan, WI Mortgage Rates as of September 30, 2023
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Sheboygan, WI Mortgage Rates

September 30, 2023

Current mortgage rates in Sheboygan, WI are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Sheboygan, WI Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Sheboygan, Wisconsin?

Below we provide helpful information on the real estate market, home prices and housing affordability in Sheboygan. Understand how much you need to earn to afford a home in Sheboygan, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Sheboygan fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Sheboygan is right for you.

The median home value for Sheboygan, WI is $222,385

Based on current mortgage rates and a 10% down payment, you need to make $46,393 per year to buy the median priced home in Sheboygan

With this income, you could qualify for a $200,147 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Sheboygan is $1,074

The median household income for Sheboygan, WI is $63,096

Based on this income, you can afford a home valued at approximately $302,450

The home price you can afford to buy based on household income in Sheboygan is 136% of the median home value which means housing prices are average. Sheboygan ranks 56 out of 72 counties in Wisconsin and 2,212 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Sheboygan, WI is average


Loan Limits for Sheboygan, Wisconsin

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Sheboygan below.

Conforming loan limits for Sheboygan, WI

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Sheboygan, WI

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Sheboygan, WI

1 unit: $726,200

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