Compare Kenosha, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Kenosha.
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August 22, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Kenosha. Understand how much you need to earn to afford a home in Kenosha, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Kenosha fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Kenosha is right for you.
The median home value for Kenosha, WI is $270,803
Based on current mortgage rates and a 10% down payment, you need to make $56,494 per year to buy the median priced home in Kenosha
With this income, you could qualify for a $243,723 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Kenosha is $1,308
The median household income for Kenosha, WI is $72,007
Based on this income, you can afford a home valued at approximately $345,166
The home price you can afford to buy based on household income in Kenosha is 127% of the median home value which means housing prices are average. Kenosha ranks 59 out of 72 counties in Wisconsin and 2,381 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Kenosha, WI is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Kenosha below.
Conforming loan limits for Kenosha, WI
FHA loan limits for Kenosha, WI