Compare Current Hudson, Wisconsin Mortgage Rates

Compare Hudson, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Hudson.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Hudson. Plus, shopping lenders is free and there is no obligation.

Hudson, WI Mortgage Rates as of February 8, 2023
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Hudson, WI Mortgage Rates

February 8, 2023

Current mortgage rates in Hudson, WI are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Hudson, WI Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Hudson, Wisconsin?

Below we provide helpful information on the real estate market, home prices and housing affordability in Hudson. Understand how much you need to earn to afford a home in Hudson, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Hudson fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Hudson is right for you.

The median home value for Hudson, WI (St. Croix County) is $204,104

Based on current mortgage rates and a 10% down payment, you need to make $33,442 per year to buy the median priced home in Hudson

With this income, you could qualify for a $183,693 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Hudson is $774

The median household income for Hudson, WI (St. Croix County) is $65,615

Based on this income, you can afford a home valued at approximately $400,470

The home price you can afford to buy based on household income in Hudson is 196% of the median home value which means housing prices are average. Hudson (St. Croix County) ranks 38 out of 72 counties in Wisconsin and 1,808 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Hudson, WI is average


Loan Limits for Hudson, Wisconsin

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hudson (St. Croix County) below.

Conforming loan limits for Hudson, WI

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Hudson, WI

1 unit: $448,500
2 units: $574,150
3 units: $694,000
4 units: $862,500

VA loan limits for Hudson, WI

1 unit: $647,200

Additional Mortgage Resources for Hudson, WI Residents

Mortgage Rates for Wisconsin Cities

Appleton Mortgage Rates

Eau Claire Mortgage Rates

Fond du Lac Mortgage Rates

Green Bay Mortgage Rates

Hudson Mortgage Rates

Janesville Mortgage Rates

Kenosha Mortgage Rates

La Crosse Mortgage Rates

Madison Mortgage Rates

Milwaukee Mortgage Rates

Oshkosh Mortgage Rates

Racine Mortgage Rates

Sheboygan Mortgage Rates

Walworth Mortgage Rates

Waukesha Mortgage Rates

Wausau Mortgage Rates

West Bend Mortgage Rates