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Hudson

Current Mortgage Rates in Hudson, Wisconsin

Compare mortgage rates and fees for leading lenders in Hudson, WI. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Hudson.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Hudson. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Hudson, WI as of September 27, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Hudson, WI Mortgage Rates Compare?

September 27, 2020

The current average rate for a 30 year fixed rate mortgage in Hudson is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Hudson, WI Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Hudson, Wisconsin?

Below we provide helpful information on the real estate market, home prices and housing affordability in Hudson. Understand how much you need to earn to afford a home in Hudson, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Hudson fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Hudson is right for you.

The median home value for Hudson, WI (St. Croix County) is $282,635

Based on current mortgage rates and a 10% down payment, you need to make $50,867 per year to buy the median priced home in Hudson

With this income, you could qualify for a $254,372 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Hudson is $1,178

The median household income for Hudson, WI (St. Croix County) is $82,017

Based on this income, you can afford a home valued at approximately $455,718

The home price you can afford to buy based on household income in Hudson is 161% of the median home value which means housing prices are average. Hudson (St. Croix County) ranks 60 out of 72 counties in Wisconsin and 2,333 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Hudson, WI is average

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Loan Limits for Hudson, Wisconsin

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hudson (St. Croix County) below.

Conforming loan limits for Hudson, WI

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Hudson, WI

1 unit: $382,950
2 units: $490,250
3 units: $592,600
4 units: $736,450

VA loan limits for Hudson, WI

1 unit: $510,400

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