Current Wisconsin Mortgage Rates

Compare mortgage rates and closing costs for leading lenders in Wisconsin. Review free, personalized mortgage rates for Wisconsin based on your specifc loan amount, program and other factors. Easily compare APRs, fees and monthly payments to find the lender offering the best mortgage terms.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wisconsin. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates for Wisconsin as of September 26, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Wisconsin Mortgage Rates Compare?

September 26, 2020

The current average rate for a 30 year fixed rate mortgage in Wisconsin is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Wisconsin Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Wisconsin?

Below we offer valuable insights on the housing market and real estate prices in Wisconsin. Understand how much you need to make to buy a house in Wisconsin, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Wisconsin is affordable for you. We provide this helpful information to help you decide if living in Wisconsin is right for you.

The median home value for Wisconsin is $206,988

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Wisconsin is $37,253

With this income, you could qualify for a $186,290 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wisconsin is $863

The median household income for Wisconsin is $61,048

Based on this income, you can afford a home valued at approximately $339,206

The home price you can afford to buy based on household income in Wisconsin is 164% of the median home value which means housing prices are affordable. Wisconsin ranks 17 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Wisconsin is affordable


Additional Mortgage Resources for Wisconsin Residents

Mortgage Rates for Wisconsin Cities

Appleton Mortgage Rates

Eau Claire Mortgage Rates

Fond du Lac Mortgage Rates

Green Bay Mortgage Rates

Hudson Mortgage Rates

Janesville Mortgage Rates

Kenosha Mortgage Rates

La Crosse Mortgage Rates

Madison Mortgage Rates

Milwaukee Mortgage Rates

Oshkosh Mortgage Rates

Racine Mortgage Rates

Sheboygan Mortgage Rates

Walworth Mortgage Rates

Waukesha Mortgage Rates

Wausau Mortgage Rates

West Bend Mortgage Rates