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Wisconsin

Current Wisconsin Mortgage Rates

Compare Wisconsin mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Wisconsin.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wisconsin. Plus, shopping lenders is free and there is no obligation.

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Wisconsin Mortgage Rates as of April 25, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Wisconsin Mortgage Rates

April 25, 2024

Current mortgage rates in Wisconsin are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Wisconsin Rates
National
Average
Comparison
30 Year Fixed Rate
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6.669%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%

How Affordable is Housing in Wisconsin?

Below we offer valuable insights on the housing market and real estate prices in Wisconsin. Understand how much you need to make to buy a house in Wisconsin, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Wisconsin is affordable for you. We provide this helpful information to help you decide if living in Wisconsin is right for you.

The median home value for Wisconsin is $257,330

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Wisconsin is $53,683

With this income, you could qualify for a $231,597 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wisconsin is $1,243

The median household income for Wisconsin is $69,112

Based on this income, you can afford a home valued at approximately $331,290

The home price you can afford to buy based on household income in Wisconsin is 129% of the median home value which means housing prices are affordable. Wisconsin ranks 18 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Wisconsin is affordable

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Additional Mortgage Resources for Wisconsin Residents

Mortgage Rates for Wisconsin Cities

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