Compare La Crosse, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in La Crosse.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in La Crosse. Plus, shopping lenders is free and there is no obligation.
January 21, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in La Crosse. Understand how much you need to earn to afford a home in La Crosse, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in La Crosse fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in La Crosse is right for you.
The median home value for La Crosse, WI is $232,381
Based on current mortgage rates and a 10% down payment, you need to make $38,075 per year to buy the median priced home in La Crosse
With this income, you could qualify for a $209,143 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in La Crosse is $882
The median household income for La Crosse, WI is $63,686
Based on this income, you can afford a home valued at approximately $388,695
The home price you can afford to buy based on household income in La Crosse is 167% of the median home value which means housing prices are average. La Crosse ranks 64 out of 72 counties in Wisconsin and 2,360 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in La Crosse, WI is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for La Crosse below.
Conforming loan limits for La Crosse, WI
FHA loan limits for La Crosse, WI
VA loan limits for La Crosse, WI