»
»
Fond du Lac

Compare Current Fond du Lac, Wisconsin Mortgage Rates

Compare Fond du Lac, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Fond du Lac.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Fond du Lac. Plus, shopping lenders is free and there is no obligation.

%
Fond du Lac, WI Mortgage Rates as of October 12, 2024
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

%
Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Fond du Lac, WI Mortgage Rates

October 12, 2024

Current mortgage rates in Fond du Lac, WI are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Fond du Lac, WI Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in Fond du Lac, Wisconsin?

Below we provide helpful information on the real estate market, home prices and housing affordability in Fond du Lac. Understand how much you need to earn to afford a home in Fond du Lac, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Fond du Lac fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Fond du Lac is right for you.

The median home value for Fond du Lac, WI is $225,056

Based on current mortgage rates and a 10% down payment, you need to make $46,950 per year to buy the median priced home in Fond du Lac

With this income, you could qualify for a $202,550 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Fond du Lac is $1,087

The median household income for Fond du Lac, WI is $70,076

Based on this income, you can afford a home valued at approximately $335,911

The home price you can afford to buy based on household income in Fond du Lac is 149% of the median home value which means housing prices are average. Fond du Lac ranks 37 out of 72 counties in Wisconsin and 1,903 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Fond du Lac, WI is average

orange-simple-house
ruler

Loan Limits for Fond du Lac, Wisconsin

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Fond du Lac below.

Conforming loan limits for Fond du Lac, WI

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Fond du Lac, WI

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Fond du Lac, WI

1 unit: $726,200

Additional Mortgage Resources for Fond du Lac, WI Residents

Mortgage Rates for Wisconsin Cities

Appleton Mortgage Rates

Eau Claire Mortgage Rates

Fond du Lac Mortgage Rates

Green Bay Mortgage Rates

Hudson Mortgage Rates

Janesville Mortgage Rates

Kenosha Mortgage Rates

La Crosse Mortgage Rates

Madison Mortgage Rates

Milwaukee Mortgage Rates

Oshkosh Mortgage Rates

Racine Mortgage Rates

Sheboygan Mortgage Rates

Walworth Mortgage Rates

Waukesha Mortgage Rates

Wausau Mortgage Rates

West Bend Mortgage Rates