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Fond du Lac

Current Mortgage Rates in Fond du Lac, Wisconsin

Compare mortgage rates and fees for leading lenders in Fond du Lac, WI. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Fond du Lac.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Fond du Lac. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Fond du Lac, WI as of February 18, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Fond du Lac, WI Mortgage Rates Compare?

February 18, 2020

The current average rate for a 30 year fixed rate mortgage in Fond du Lac is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Fond du Lac, WI Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Fond du Lac, Wisconsin?

Below we provide helpful information on the real estate market, home prices and housing affordability in Fond du Lac. Understand how much you need to earn to afford a home in Fond du Lac, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Fond du Lac fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Fond du Lac is right for you.

The median home value for Fond du Lac, WI is $175,264

Based on current mortgage rates and a 10% down payment, you need to make $31,543 per year to buy the median priced home in Fond du Lac

With this income, you could qualify for a $157,737 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Fond du Lac is $730

The median household income for Fond du Lac, WI is $60,956

Based on this income, you can afford a home valued at approximately $338,694

The home price you can afford to buy based on household income in Fond du Lac is 193% of the median home value which means housing prices are average. Fond du Lac ranks 21 out of 72 counties in Wisconsin and 1,708 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Fond du Lac, WI is average

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Loan Limits for Fond du Lac, Wisconsin

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Fond du Lac below.

Conforming loan limits for Fond du Lac, WI

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Fond du Lac, WI

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Fond du Lac, WI

1 unit: $510,400

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