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Compare Current Fond du Lac, Wisconsin Mortgage Rates
Compare Fond du Lac, WI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Fond du Lac.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Fond du Lac. Plus, shopping lenders is free and there is no obligation.
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Fond du Lac, WI Mortgage Rates as of September 24, 2023
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Fond du Lac, WI Mortgage Rates
September 24, 2023
Current mortgage rates in Fond du Lac, WI are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Fond du Lac, WI Rates
National Average
Comparison
30 Year Fixed Rate
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7.190%
15 Year Fixed Rate
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6.540%
5/1 Adjustable Rate Mortgage
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6.750%
How Affordable is Housing in Fond du Lac, Wisconsin?
Below we provide helpful information on the real estate market, home prices and housing affordability in Fond du Lac. Understand how much you need to earn to afford a home in Fond du Lac, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Fond du Lac fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Fond du Lac is right for you.
The median home value for Fond du Lac, WI is $225,056
Based on current mortgage rates and a 10% down payment, you need to make $46,950 per year to buy the median priced home in Fond du Lac
With this income, you could qualify for a $202,550 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Fond du Lac is $1,087
The median household income for Fond du Lac, WI is $70,076
Based on this income, you can afford a home valued at approximately $335,911
The home price you can afford to buy based on household income in Fond du Lac is 149% of the median home value which means housing prices are average.
Fond du Lac ranks 37 out of 72 counties in Wisconsin and 1,903 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Fond du Lac, WI is average
Loan Limits for Fond du Lac, Wisconsin
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Fond du Lac below.
Conforming loan limits for Fond du Lac, WI
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Fond du Lac, WI
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Fond du Lac, WI
1 unit:$726,200
Additional Mortgage Resources for Fond du Lac, WI Residents