Compare Current Vancouver, Washington Mortgage Rates

Compare Vancouver, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Vancouver.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Vancouver. Plus, shopping lenders is free and there is no obligation.

Vancouver, WA Mortgage Rates as of May 25, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Vancouver, WA Mortgage Rates

May 25, 2024

Current mortgage rates in Vancouver, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Vancouver, WA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Vancouver, Washington?

Below we provide helpful information on the real estate market, home prices and housing affordability in Vancouver. Understand how much you need to earn to afford a home in Vancouver, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Vancouver fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Vancouver is right for you.

The median home value for Vancouver, WA (Clark County) is $487,773

Based on current mortgage rates and a 10% down payment, you need to make $101,757 per year to buy the median priced home in Vancouver

With this income, you could qualify for a $438,996 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Vancouver is $2,357

The median household income for Vancouver, WA (Clark County) is $85,061

Based on this income, you can afford a home valued at approximately $407,739

The home price you can afford to buy based on household income in Vancouver is 84% of the median home value which means housing prices are expensive. Vancouver (Clark County) ranks 25 out of 39 counties in Washington and 2,969 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Vancouver, WA is expensive


Loan Limits for Vancouver, Washington

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Vancouver (Clark County) below.

Conforming loan limits for Vancouver, WA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Vancouver, WA

1 unit: $672,750
2 units: $861,250
3 units: $1,041,050
4 units: $1,293,750

VA loan limits for Vancouver, WA

1 unit: $726,200

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