Compare Current Pasco, Washington Mortgage Rates

Compare Pasco, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Pasco.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pasco. Plus, shopping lenders is free and there is no obligation.

Pasco, WA Mortgage Rates as of March 20, 2023
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Pasco, WA Mortgage Rates

March 20, 2023

Current mortgage rates in Pasco, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Pasco, WA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Pasco, Washington?

Below we provide helpful information on the real estate market, home prices and housing affordability in Pasco. Understand how much you need to earn to afford a home in Pasco, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pasco fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pasco is right for you.

The median home value for Pasco, WA (Franklin County) is $356,987

Based on current mortgage rates and a 10% down payment, you need to make $74,473 per year to buy the median priced home in Pasco

With this income, you could qualify for a $321,288 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pasco is $1,725

The median household income for Pasco, WA (Franklin County) is $83,136

Based on this income, you can afford a home valued at approximately $398,513

The home price you can afford to buy based on household income in Pasco is 112% of the median home value which means housing prices are average. Pasco (Franklin County) ranks 5 out of 39 counties in Washington and 2,651 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pasco, WA is average


Loan Limits for Pasco, Washington

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pasco (Franklin County) below.

Conforming loan limits for Pasco, WA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Pasco, WA

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Pasco, WA

1 unit: $726,200

Additional Mortgage Resources for Pasco, WA Residents

Mortgage Rates for Washington Cities

Bellingham Mortgage Rates

Bremerton Mortgage Rates

Kennewick Mortgage Rates

Longview Mortgage Rates

Moses Lake Mortgage Rates

Mount Vernon Mortgage Rates

Olympia Mortgage Rates

Pasco Mortgage Rates

Seattle Mortgage Rates

Snohomish Mortgage Rates

Spokane Mortgage Rates

Tacoma Mortgage Rates

Vancouver Mortgage Rates

Yakima Mortgage Rates