Compare Current Bremerton, Washington Mortgage Rates

Compare Bremerton, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Bremerton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bremerton. Plus, shopping lenders is free and there is no obligation.

Bremerton, WA Mortgage Rates as of October 1, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Bremerton, WA Mortgage Rates

October 1, 2022

Current mortgage rates in Bremerton, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Bremerton, WA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Bremerton, Washington?

Below we provide helpful information on the real estate market, home prices and housing affordability in Bremerton. Understand how much you need to earn to afford a home in Bremerton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Bremerton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Bremerton is right for you.

The median home value for Bremerton, WA (Kitsap County) is $499,258

Based on current mortgage rates and a 10% down payment, you need to make $81,801 per year to buy the median priced home in Bremerton

With this income, you could qualify for a $449,333 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Bremerton is $1,894

The median household income for Bremerton, WA (Kitsap County) is $86,063

Based on this income, you can afford a home valued at approximately $525,270

The home price you can afford to buy based on household income in Bremerton is 105% of the median home value which means housing prices are average. Bremerton (Kitsap County) ranks 27 out of 39 counties in Washington and 2,990 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Bremerton, WA is average


Loan Limits for Bremerton, Washington

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bremerton (Kitsap County) below.

Conforming loan limits for Bremerton, WA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Bremerton, WA

1 unit: $497,950
2 units: $637,450
3 units: $770,550
4 units: $957,600

VA loan limits for Bremerton, WA

1 unit: $647,200

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