Compare Current Snohomish, Washington Mortgage Rates

Compare Snohomish, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Snohomish.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Snohomish. Plus, shopping lenders is free and there is no obligation.

Snohomish, WA Mortgage Rates as of December 7, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Snohomish, WA Mortgage Rates

December 7, 2023

Current mortgage rates in Snohomish, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Snohomish, WA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Snohomish, Washington?

Below we provide helpful information on the real estate market, home prices and housing affordability in Snohomish. Understand how much you need to earn to afford a home in Snohomish, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Snohomish fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Snohomish is right for you.

The median home value for Snohomish, WA is $679,152

Based on current mortgage rates and a 10% down payment, you need to make $141,682 per year to buy the median priced home in Snohomish

With this income, you could qualify for a $611,236 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Snohomish is $3,281

The median household income for Snohomish, WA is $101,503

Based on this income, you can afford a home valued at approximately $486,552

The home price you can afford to buy based on household income in Snohomish is 72% of the median home value which means housing prices are very expensive. Snohomish ranks 32 out of 39 counties in Washington and 3,063 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Snohomish, WA is very expensive


Loan Limits for Snohomish, Washington

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Snohomish below.

Conforming loan limits for Snohomish, WA

1 unit: $977,500
2 units: $1,251,400
3 units: $1,512,650
4 units: $1,879,850

FHA loan limits for Snohomish, WA

1 unit: $977,500
2 units: $1,251,400
3 units: $1,512,650
4 units: $1,879,850

VA loan limits for Snohomish, WA

1 unit: $977,500

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