Compare Current Kennewick, Washington Mortgage Rates

Compare Kennewick, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Kennewick.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Kennewick. Plus, shopping lenders is free and there is no obligation.

Kennewick, WA Mortgage Rates as of November 29, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Kennewick, WA Mortgage Rates

November 29, 2023

Current mortgage rates in Kennewick, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Kennewick, WA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Kennewick, Washington?

Below we provide helpful information on the real estate market, home prices and housing affordability in Kennewick. Understand how much you need to earn to afford a home in Kennewick, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Kennewick fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Kennewick is right for you.

The median home value for Kennewick, WA (Benton County) is $390,280

Based on current mortgage rates and a 10% down payment, you need to make $81,419 per year to buy the median priced home in Kennewick

With this income, you could qualify for a $351,252 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Kennewick is $1,886

The median household income for Kennewick, WA (Benton County) is $78,184

Based on this income, you can afford a home valued at approximately $374,775

The home price you can afford to buy based on household income in Kennewick is 96% of the median home value which means housing prices are expensive. Kennewick (Benton County) ranks 17 out of 39 counties in Washington and 2,852 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Kennewick, WA is expensive


Loan Limits for Kennewick, Washington

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Kennewick (Benton County) below.

Conforming loan limits for Kennewick, WA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Kennewick, WA

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Kennewick, WA

1 unit: $726,200

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