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Warner Robins

Current Mortgage Rates in Warner Robins, Georgia

Compare mortgage rates and fees for leading lenders in Warner Robins, GA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Warner Robins.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Warner Robins. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Warner Robins, GA as of December 10, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Warner Robins, GA Mortgage Rates Compare?

December 10, 2019

The current average rate for a 30 year fixed rate mortgage in Warner Robins is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Warner Robins, GA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Warner Robins, Georgia?

The median home value for Warner Robins, GA (Houston County) is $137,199

The median household income for Warner Robins, GA (Houston County) is $57,676

Based on current mortgage rates and a 10% down payment, you need to make $25,455 per year to buy the median priced home in Warner Robins

The home price you can afford to buy based on household income in Warner Robins is 227% of the median home value which means housing prices are affordable

Warner Robins (Houston County) ranks 46 out of 159 counties in Georgia and 1,070 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Warner Robins, GA is affordable

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Loan Limits for Warner Robins, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Warner Robins (Houston County) below.

Conforming loan limits for Warner Robins, GA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Warner Robins, GA

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Warner Robins, GA

1 unit: $484,350

Additional Mortgage Resources for Warner Robins, GA Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index