Compare Current Macon, Georgia Mortgage Rates

Compare Macon, GA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Macon.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Macon. Plus, shopping lenders is free and there is no obligation.

Macon, GA Mortgage Rates as of February 6, 2023
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Macon, GA Mortgage Rates

February 6, 2023

Current mortgage rates in Macon, GA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Macon, GA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Macon, Georgia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Macon. Understand how much you need to earn to afford a home in Macon, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Macon fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Macon is right for you.

The median home value for Macon, GA (Bibb County) is $153,600

Based on current mortgage rates and a 10% down payment, you need to make $25,167 per year to buy the median priced home in Macon

With this income, you could qualify for a $138,240 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Macon is $583

The median household income for Macon, GA (Bibb County) is $45,548

Based on this income, you can afford a home valued at approximately $277,992

The home price you can afford to buy based on household income in Macon is 181% of the median home value which means housing prices are average. Macon (Bibb County) ranks 113 out of 159 counties in Georgia and 2,105 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Macon, GA is average


Loan Limits for Macon, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Macon (Bibb County) below.

Conforming loan limits for Macon, GA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Macon, GA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Macon, GA

1 unit: $647,200

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