Compare Current Paulding, Georgia Mortgage Rates

Compare Paulding, GA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Paulding.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Paulding. Plus, shopping lenders is free and there is no obligation.

Paulding, GA Mortgage Rates as of May 18, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Paulding, GA Mortgage Rates

May 18, 2024

Current mortgage rates in Paulding, GA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Paulding, GA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Paulding, Georgia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Paulding. Understand how much you need to earn to afford a home in Paulding, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Paulding fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Paulding is right for you.

The median home value for Paulding, GA is $300,788

Based on current mortgage rates and a 10% down payment, you need to make $62,749 per year to buy the median priced home in Paulding

With this income, you could qualify for a $270,709 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Paulding is $1,453

The median household income for Paulding, GA is $95,185

Based on this income, you can afford a home valued at approximately $456,267

The home price you can afford to buy based on household income in Paulding is 152% of the median home value which means housing prices are average. Paulding ranks 91 out of 159 counties in Georgia and 1,839 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Paulding, GA is average


Loan Limits for Paulding, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Paulding below.

Conforming loan limits for Paulding, GA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Paulding, GA

1 unit: $592,250
2 units: $758,200
3 units: $916,450
4 units: $1,138,950

VA loan limits for Paulding, GA

1 unit: $726,200

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