Compare Current Carrollton, Georgia Mortgage Rates

Compare Carrollton, GA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Carrollton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Carrollton. Plus, shopping lenders is free and there is no obligation.

Carrollton, GA Mortgage Rates as of February 8, 2023
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Carrollton, GA Mortgage Rates

February 8, 2023

Current mortgage rates in Carrollton, GA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Carrollton, GA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Carrollton, Georgia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Carrollton. Understand how much you need to earn to afford a home in Carrollton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Carrollton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Carrollton is right for you.

The median home value for Carrollton, GA (Carroll County) is $194,613

Based on current mortgage rates and a 10% down payment, you need to make $31,886 per year to buy the median priced home in Carrollton

With this income, you could qualify for a $175,151 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Carrollton is $738

The median household income for Carrollton, GA (Carroll County) is $66,077

Based on this income, you can afford a home valued at approximately $403,287

The home price you can afford to buy based on household income in Carrollton is 207% of the median home value which means housing prices are affordable. Carrollton (Carroll County) ranks 75 out of 159 counties in Georgia and 1,578 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Carrollton, GA is affordable


Loan Limits for Carrollton, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carrollton (Carroll County) below.

Conforming loan limits for Carrollton, GA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Carrollton, GA

1 unit: $471,500
2 units: $603,600
3 units: $729,600
4 units: $906,750

VA loan limits for Carrollton, GA

1 unit: $647,200

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