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Carrollton

Current Mortgage Rates in Carrollton, Georgia

Compare mortgage rates and fees for leading lenders in Carrollton, GA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Carrollton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Carrollton. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Carrollton, GA as of August 22, 2019
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Carrollton, GA Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in Carrollton is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Carrollton, GA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Carrollton, Georgia?

The median home value for Carrollton, GA (Carroll County) is $143,158

The median household income for Carrollton, GA (Carroll County) is $48,276

Based on current mortgage rates and a 10% down payment, you need to make $26,560 per year to buy the median priced home in Carrollton

The home price you can afford to by based on household income in Carrollton is 182% of the median home value which means housing prices are average

Carrollton (Carroll County) ranks 102 out of 159 counties in Georgia and 1,939 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Carrollton, GA is average

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Loan Limits for Carrollton, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carrollton (Carroll County) below.

Conforming loan limits for Carrollton, GA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Carrollton, GA

1 unit: $379,500
2 units: $485,800
3 units: $587,250
4 units: $729,800

VA loan limits for Carrollton, GA

1 unit: $484,350

Additional Mortgage Resources for Carrollton, GA Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index