Compare Carrollton, GA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Carrollton.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Carrollton. Plus, shopping lenders is free and there is no obligation.
August 18, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Carrollton. Understand how much you need to earn to afford a home in Carrollton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Carrollton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Carrollton is right for you.
The median home value for Carrollton, GA (Carroll County) is $245,456
Based on current mortgage rates and a 10% down payment, you need to make $51,206 per year to buy the median priced home in Carrollton
With this income, you could qualify for a $220,910 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Carrollton is $1,186
The median household income for Carrollton, GA (Carroll County) is $59,327
Based on this income, you can afford a home valued at approximately $284,382
The home price you can afford to buy based on household income in Carrollton is 116% of the median home value which means housing prices are average. Carrollton (Carroll County) ranks 138 out of 159 counties in Georgia and 2,574 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Carrollton, GA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carrollton (Carroll County) below.
Conforming loan limits for Carrollton, GA
FHA loan limits for Carrollton, GA