»
»
Carrollton

Current Mortgage Rates in Carrollton, Georgia

Compare mortgage rates and fees for leading lenders in Carrollton, GA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Carrollton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Carrollton. Plus, shopping lenders is free and there is no obligation.

%
Mortgage Rates in Carrollton, GA as of January 20, 2020
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
PERSONALIZED MORTGAGE QUOTE

$
LEADING LENDERS ● LOW RATES ● FREE ● NO SSN

How Do Today's Carrollton, GA Mortgage Rates Compare?

January 20, 2020

The current average rate for a 30 year fixed rate mortgage in Carrollton is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Carrollton, GA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Carrollton, Georgia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Carrollton. Understand how much you need to earn to afford a home in Carrollton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Carrollton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Carrollton is right for you.

The median home value for Carrollton, GA (Carroll County) is $153,179

Based on current mortgage rates and a 10% down payment, you need to make $27,568 per year to buy the median priced home in Carrollton

With this income, you could qualify for a $137,862 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Carrollton is $638

The median household income for Carrollton, GA (Carroll County) is $49,404

Based on this income, you can afford a home valued at approximately $274,504

The home price you can afford to buy based on household income in Carrollton is 179% of the median home value which means housing prices are average. Carrollton (Carroll County) ranks 103 out of 159 counties in Georgia and 1,972 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Carrollton, GA is average

orange-simple-house
ruler

Loan Limits for Carrollton, Georgia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carrollton (Carroll County) below.

Conforming loan limits for Carrollton, GA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Carrollton, GA

1 unit: $401,350
2 units: $513,800
3 units: $621,050
4 units: $771,850

VA loan limits for Carrollton, GA

1 unit: $510,400

Additional Mortgage Resources for Carrollton, GA Residents

Mortgage Rates for Georgia Cities

Athens Mortgage Rates

Atlanta Mortgage Rates

Augusta Mortgage Rates

Canton Mortgage Rates

Carrollton Mortgage Rates

Columbia Mortgage Rates

Columbus Mortgage Rates

Cumming Mortgage Rates

Decatur Mortgage Rates

Dunwoody Mortgage Rates

Forest Park Mortgage Rates

Gainesville Mortgage Rates

Gwinnett Mortgage Rates

Macon Mortgage Rates

Marietta Mortgage Rates

McDonough Mortgage Rates

Newnan Mortgage Rates

Paulding Mortgage Rates

Savannah Mortgage Rates

Warner Robins Mortgage Rates