Current Mortgage Rates in Pueblo, Colorado

Compare mortgage rates and fees for leading lenders in Pueblo, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Pueblo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pueblo. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Pueblo, CO as of September 24, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Pueblo, CO Mortgage Rates Compare?

September 24, 2020

The current average rate for a 30 year fixed rate mortgage in Pueblo is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Pueblo, CO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Pueblo, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Pueblo. Understand how much you need to earn to afford a home in Pueblo, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pueblo fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pueblo is right for you.

The median home value for Pueblo, CO is $207,056

Based on current mortgage rates and a 10% down payment, you need to make $37,265 per year to buy the median priced home in Pueblo

With this income, you could qualify for a $186,350 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pueblo is $863

The median household income for Pueblo, CO is $44,702

Based on this income, you can afford a home valued at approximately $248,380

The home price you can afford to buy based on household income in Pueblo is 120% of the median home value which means housing prices are average. Pueblo ranks 27 out of 64 counties in Colorado and 2,858 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pueblo, CO is average


Loan Limits for Pueblo, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pueblo below.

Conforming loan limits for Pueblo, CO

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Pueblo, CO

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Pueblo, CO

1 unit: $510,400

Additional Mortgage Resources for Pueblo, CO Residents

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