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Pueblo

Compare Current Pueblo, Colorado Mortgage Rates

Compare Pueblo, CO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Pueblo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pueblo. Plus, shopping lenders is free and there is no obligation.

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Pueblo, CO Mortgage Rates as of January 21, 2022
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Pueblo, CO Mortgage Rates Compare?

January 21, 2022

Current mortgage rates in Pueblo, CO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Pueblo, CO Rates
National
Average
Comparison
30 Year Fixed Rate
%
3.450%
15 Year Fixed Rate
%
2.620%
5/1 Adjustable Rate Mortgage
%
2.570%

How Affordable is Housing in Pueblo, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Pueblo. Understand how much you need to earn to afford a home in Pueblo, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pueblo fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pueblo is right for you.

The median home value for Pueblo, CO is $262,406

Based on current mortgage rates and a 10% down payment, you need to make $42,994 per year to buy the median priced home in Pueblo

With this income, you could qualify for a $236,166 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pueblo is $996

The median household income for Pueblo, CO is $55,423

Based on this income, you can afford a home valued at approximately $338,262

The home price you can afford to buy based on household income in Pueblo is 129% of the median home value which means housing prices are average. Pueblo ranks 25 out of 64 counties in Colorado and 2,809 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pueblo, CO is average

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Loan Limits for Pueblo, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pueblo below.

Conforming loan limits for Pueblo, CO

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Pueblo, CO

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Pueblo, CO

1 unit: $647,200

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