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Pueblo

Current Mortgage Rates in Pueblo, Colorado

Compare mortgage rates and fees for leading lenders in Pueblo, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Pueblo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pueblo. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Pueblo, CO as of December 14, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Pueblo, CO Mortgage Rates Compare?

December 14, 2019

The current average rate for a 30 year fixed rate mortgage in Pueblo is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Pueblo, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Pueblo, Colorado?

The median home value for Pueblo, CO is $189,265

The median household income for Pueblo, CO is $43,682

Based on current mortgage rates and a 10% down payment, you need to make $35,115 per year to buy the median priced home in Pueblo

The home price you can afford to buy based on household income in Pueblo is 124% of the median home value which means housing prices are average

Pueblo ranks 27 out of 64 counties in Colorado and 2,832 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pueblo, CO is average

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Loan Limits for Pueblo, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pueblo below.

Conforming loan limits for Pueblo, CO

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Pueblo, CO

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Pueblo, CO

1 unit: $484,350

Additional Mortgage Resources for Pueblo, CO Residents

Mortgage Rates for Colorado Cities

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Denver Mortgage Rates

Fort Collins Mortgage Rates

Greeley Mortgage Rates

Lakewood Mortgage Rates

Pueblo Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index