Current Mortgage Rates in Boulder, Colorado

Compare mortgage rates and fees for leading lenders in Boulder, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Boulder.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Boulder. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Boulder, CO as of December 9, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Boulder, CO Mortgage Rates Compare?

December 9, 2019

The current average rate for a 30 year fixed rate mortgage in Boulder is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Boulder, CO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Boulder, Colorado?

The median home value for Boulder, CO is $553,261

The median household income for Boulder, CO is $77,982

Based on current mortgage rates and a 10% down payment, you need to make $102,647 per year to buy the median priced home in Boulder

The home price you can afford to buy based on household income in Boulder is 76% of the median home value which means housing prices are very expensive

Boulder ranks 58 out of 64 counties in Colorado and 3,097 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Boulder, CO is very expensive


Loan Limits for Boulder, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Boulder below.

Conforming loan limits for Boulder, CO

1 unit: $626,750
2 units: $802,350
3 units: $969,850
4 units: $1,205,300

FHA loan limits for Boulder, CO

1 unit: $626,750
2 units: $802,350
3 units: $969,850
4 units: $1,205,300

VA loan limits for Boulder, CO

1 unit: $626,750

Additional Mortgage Resources for Boulder, CO Residents

Mortgage Rates for Colorado Cities

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Lakewood Mortgage Rates

Pueblo Mortgage Rates


US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index