Compare Current Boulder, Colorado Mortgage Rates

Compare Boulder, CO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Boulder.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Boulder. Plus, shopping lenders is free and there is no obligation.

Boulder, CO Mortgage Rates as of May 23, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Boulder, CO Mortgage Rates

May 23, 2022

Current mortgage rates in Boulder, CO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Boulder, CO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Boulder, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Boulder. Understand how much you need to earn to afford a home in Boulder, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Boulder fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Boulder is right for you.

The median home value for Boulder, CO is $716,320

Based on current mortgage rates and a 10% down payment, you need to make $117,366 per year to buy the median priced home in Boulder

With this income, you could qualify for a $644,688 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Boulder is $2,718

The median household income for Boulder, CO is $95,695

Based on this income, you can afford a home valued at approximately $584,055

The home price you can afford to buy based on household income in Boulder is 82% of the median home value which means housing prices are expensive. Boulder ranks 57 out of 64 counties in Colorado and 3,097 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Boulder, CO is expensive


Loan Limits for Boulder, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Boulder below.

Conforming loan limits for Boulder, CO

1 unit: $747,500
2 units: $956,950
3 units: $1,156,700
4 units: $1,437,500

FHA loan limits for Boulder, CO

1 unit: $747,500
2 units: $956,950
3 units: $1,156,700
4 units: $1,437,500

VA loan limits for Boulder, CO

1 unit: $747,500

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