Compare Fort Collins, CO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Fort Collins.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Fort Collins. Plus, shopping lenders is free and there is no obligation.
May 24, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Fort Collins. Understand how much you need to earn to afford a home in Fort Collins, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Fort Collins fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Fort Collins is right for you.
The median home value for Fort Collins, CO (Larimer County) is $506,641
Based on current mortgage rates and a 10% down payment, you need to make $83,011 per year to buy the median priced home in Fort Collins
With this income, you could qualify for a $455,977 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Fort Collins is $1,922
The median household income for Fort Collins, CO (Larimer County) is $81,266
Based on this income, you can afford a home valued at approximately $495,993
The home price you can afford to buy based on household income in Fort Collins is 98% of the median home value which means housing prices are expensive. Fort Collins (Larimer County) ranks 49 out of 64 counties in Colorado and 3,031 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Fort Collins, CO is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Fort Collins (Larimer County) below.
Conforming loan limits for Fort Collins, CO
FHA loan limits for Fort Collins, CO
VA loan limits for Fort Collins, CO