Current Colorado Mortgage Rates

Compare Colorado mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Colorado.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Colorado. Plus, shopping lenders is free and there is no obligation.

Colorado Mortgage Rates as of September 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Colorado Mortgage Rates

September 25, 2022

Current mortgage rates in Colorado are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Colorado Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Colorado?

Below we offer valuable insights on the housing market and real estate prices in Colorado. Understand how much you need to make to buy a house in Colorado, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Colorado is affordable for you. We provide this helpful information to help you decide if living in Colorado is right for you.

The median home value for Colorado is $488,336

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Colorado is $80,012

With this income, you could qualify for a $439,503 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Colorado is $1,853

The median household income for Colorado is $84,338

Based on this income, you can afford a home valued at approximately $514,739

The home price you can afford to buy based on household income in Colorado is 105% of the median home value which means housing prices are very expensive. Colorado ranks 44 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Colorado is very expensive


Additional Mortgage Resources for Colorado Residents

Mortgage Rates for Colorado Cities

Aurora Mortgage Rates

Boulder Mortgage Rates

Brighton Mortgage Rates

Castle Rock Mortgage Rates

Colorado Springs Mortgage Rates

Denver Mortgage Rates

Fort Collins Mortgage Rates

Greeley Mortgage Rates

Lakewood Mortgage Rates

Pueblo Mortgage Rates