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Greeley

Current Mortgage Rates in Greeley, Colorado

Compare mortgage rates and fees for leading lenders in Greeley, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Greeley.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Greeley. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Greeley, CO as of January 18, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Greeley, CO Mortgage Rates Compare?

January 18, 2020

The current average rate for a 30 year fixed rate mortgage in Greeley is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Greeley, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Greeley, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Greeley. Understand how much you need to earn to afford a home in Greeley, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Greeley fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Greeley is right for you.

The median home value for Greeley, CO (Weld County) is $362,417

Based on current mortgage rates and a 10% down payment, you need to make $65,226 per year to buy the median priced home in Greeley

With this income, you could qualify for a $326,176 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Greeley is $1,511

The median household income for Greeley, CO (Weld County) is $70,122

Based on this income, you can afford a home valued at approximately $389,623

The home price you can afford to buy based on household income in Greeley is 108% of the median home value which means housing prices are average. Greeley (Weld County) ranks 40 out of 64 counties in Colorado and 2,945 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Greeley, CO is average

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Loan Limits for Greeley, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Greeley (Weld County) below.

Conforming loan limits for Greeley, CO

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Greeley, CO

1 unit: $404,800
2 units: $518,200
3 units: $626,400
4 units: $778,450

VA loan limits for Greeley, CO

1 unit: $510,400

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