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Greeley

Current Mortgage Rates in Greeley, Colorado

Compare mortgage rates and fees for leading lenders in Greeley, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Greeley.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Greeley. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Greeley, CO as of September 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Greeley, CO Mortgage Rates Compare?

September 22, 2019

The current average rate for a 30 year fixed rate mortgage in Greeley is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Greeley, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Greeley, Colorado?

The median home value for Greeley, CO (Weld County) is $339,660

The median household income for Greeley, CO (Weld County) is $68,522

Based on current mortgage rates and a 10% down payment, you need to make $63,018 per year to buy the median priced home in Greeley

The home price you can afford to buy based on household income in Greeley is 109% of the median home value which means housing prices are average

Greeley (Weld County) ranks 40 out of 64 counties in Colorado and 2,949 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Greeley, CO is average

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Loan Limits for Greeley, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Greeley (Weld County) below.

Conforming loan limits for Greeley, CO

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Greeley, CO

1 unit: $385,250
2 units: $493,200
3 units: $596,150
4 units: $740,850

VA loan limits for Greeley, CO

1 unit: $484,350

Additional Mortgage Resources for Greeley, CO Residents

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Pueblo Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index