Compare Current Greeley, Colorado Mortgage Rates

Compare Greeley, CO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Greeley.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Greeley. Plus, shopping lenders is free and there is no obligation.

Greeley, CO Mortgage Rates as of November 29, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Greeley, CO Mortgage Rates

November 29, 2023

Current mortgage rates in Greeley, CO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Greeley, CO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Greeley, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Greeley. Understand how much you need to earn to afford a home in Greeley, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Greeley fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Greeley is right for you.

The median home value for Greeley, CO (Weld County) is $466,287

Based on current mortgage rates and a 10% down payment, you need to make $97,275 per year to buy the median priced home in Greeley

With this income, you could qualify for a $419,659 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Greeley is $2,253

The median household income for Greeley, CO (Weld County) is $86,535

Based on this income, you can afford a home valued at approximately $414,806

The home price you can afford to buy based on household income in Greeley is 89% of the median home value which means housing prices are expensive. Greeley (Weld County) ranks 36 out of 64 counties in Colorado and 2,922 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Greeley, CO is expensive


Loan Limits for Greeley, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Greeley (Weld County) below.

Conforming loan limits for Greeley, CO

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Greeley, CO

1 unit: $555,450
2 units: $711,050
3 units: $859,500
4 units: $1,068,200

VA loan limits for Greeley, CO

1 unit: $726,200

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