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Aurora

Current Mortgage Rates in Aurora, Colorado

Compare mortgage rates and fees for leading lenders in Aurora, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Aurora.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Aurora. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Aurora, CO as of December 11, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Aurora, CO Mortgage Rates Compare?

December 11, 2019

The current average rate for a 30 year fixed rate mortgage in Aurora is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Aurora, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Aurora, Colorado?

The median home value for Aurora, CO (Arapahoe County) is $408,791

The median household income for Aurora, CO (Arapahoe County) is $71,679

Based on current mortgage rates and a 10% down payment, you need to make $75,844 per year to buy the median priced home in Aurora

The home price you can afford to buy based on household income in Aurora is 95% of the median home value which means housing prices are expensive

Aurora (Arapahoe County) ranks 46 out of 64 counties in Colorado and 3,032 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Aurora, CO is expensive

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Loan Limits for Aurora, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Aurora (Arapahoe County) below.

Conforming loan limits for Aurora, CO

1 unit: $561,200
2 units: $718,450
3 units: $868,400
4 units: $1,079,250

FHA loan limits for Aurora, CO

1 unit: $561,200
2 units: $718,450
3 units: $868,400
4 units: $1,079,250

VA loan limits for Aurora, CO

1 unit: $561,200

Additional Mortgage Resources for Aurora, CO Residents

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Pueblo Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index