Compare Current Brighton, Colorado Mortgage Rates

Compare Brighton, CO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Brighton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Brighton. Plus, shopping lenders is free and there is no obligation.

Brighton, CO Mortgage Rates as of June 30, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Brighton, CO Mortgage Rates

June 30, 2022

Current mortgage rates in Brighton, CO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Brighton, CO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Brighton, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Brighton. Understand how much you need to earn to afford a home in Brighton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Brighton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Brighton is right for you.

The median home value for Brighton, CO (Adams County) is $450,527

Based on current mortgage rates and a 10% down payment, you need to make $73,817 per year to buy the median priced home in Brighton

With this income, you could qualify for a $405,474 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Brighton is $1,709

The median household income for Brighton, CO (Adams County) is $81,934

Based on this income, you can afford a home valued at approximately $500,070

The home price you can afford to buy based on household income in Brighton is 111% of the median home value which means housing prices are average. Brighton (Adams County) ranks 42 out of 64 counties in Colorado and 2,957 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Brighton, CO is average


Loan Limits for Brighton, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Brighton (Adams County) below.

Conforming loan limits for Brighton, CO

1 unit: $684,250
2 units: $875,950
3 units: $1,058,850
4 units: $1,315,900

FHA loan limits for Brighton, CO

1 unit: $684,250
2 units: $875,950
3 units: $1,058,850
4 units: $1,315,900

VA loan limits for Brighton, CO

1 unit: $684,250

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