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Brighton

Current Mortgage Rates in Brighton, Colorado

Compare mortgage rates and fees for leading lenders in Brighton, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Brighton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Brighton. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Brighton, CO as of September 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Brighton, CO Mortgage Rates Compare?

September 22, 2019

The current average rate for a 30 year fixed rate mortgage in Brighton is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Brighton, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Brighton, Colorado?

The median home value for Brighton, CO (Adams County) is $343,249

The median household income for Brighton, CO (Adams County) is $66,046

Based on current mortgage rates and a 10% down payment, you need to make $63,684 per year to buy the median priced home in Brighton

The home price you can afford to buy based on household income in Brighton is 104% of the median home value which means housing prices are average

Brighton (Adams County) ranks 42 out of 64 counties in Colorado and 2,980 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Brighton, CO is average

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Loan Limits for Brighton, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Brighton (Adams County) below.

Conforming loan limits for Brighton, CO

1 unit: $561,200
2 units: $718,450
3 units: $868,400
4 units: $1,079,250

FHA loan limits for Brighton, CO

1 unit: $561,200
2 units: $718,450
3 units: $868,400
4 units: $1,079,250

VA loan limits for Brighton, CO

1 unit: $561,200

Additional Mortgage Resources for Brighton, CO Residents

Mortgage Rates for Colorado Cities

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Greeley Mortgage Rates

Lakewood Mortgage Rates

Pueblo Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index