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Brighton

Current Mortgage Rates in Brighton, Colorado

Compare mortgage rates and fees for leading lenders in Brighton, CO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Brighton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Brighton. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Brighton, CO as of August 13, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Brighton, CO Mortgage Rates Compare?

August 13, 2020

The current average rate for a 30 year fixed rate mortgage in Brighton is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Brighton, CO Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Brighton, Colorado?

Below we provide helpful information on the real estate market, home prices and housing affordability in Brighton. Understand how much you need to earn to afford a home in Brighton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Brighton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Brighton is right for you.

The median home value for Brighton, CO (Adams County) is $369,679

Based on current mortgage rates and a 10% down payment, you need to make $66,533 per year to buy the median priced home in Brighton

With this income, you could qualify for a $332,711 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Brighton is $1,541

The median household income for Brighton, CO (Adams County) is $67,589

Based on this income, you can afford a home valued at approximately $375,547

The home price you can afford to buy based on household income in Brighton is 102% of the median home value which means housing prices are average. Brighton (Adams County) ranks 42 out of 64 counties in Colorado and 2,980 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Brighton, CO is average

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Loan Limits for Brighton, Colorado

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Brighton (Adams County) below.

Conforming loan limits for Brighton, CO

1 unit: $575,000
2 units: $736,100
3 units: $889,800
4 units: $1,105,800

FHA loan limits for Brighton, CO

1 unit: $575,000
2 units: $736,100
3 units: $889,800
4 units: $1,105,800

VA loan limits for Brighton, CO

1 unit: $575,000

Additional Mortgage Resources for Brighton, CO Residents

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