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Wagoner

Compare Current Wagoner, Oklahoma Mortgage Rates

Compare Wagoner, OK mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Wagoner.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wagoner. Plus, shopping lenders is free and there is no obligation.

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Wagoner, OK Mortgage Rates as of January 21, 2022
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Wagoner, OK Mortgage Rates Compare?

January 21, 2022

Current mortgage rates in Wagoner, OK are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Wagoner, OK Rates
National
Average
Comparison
30 Year Fixed Rate
%
3.450%
15 Year Fixed Rate
%
2.620%
5/1 Adjustable Rate Mortgage
%
2.570%

How Affordable is Housing in Wagoner, Oklahoma?

Below we provide helpful information on the real estate market, home prices and housing affordability in Wagoner. Understand how much you need to earn to afford a home in Wagoner, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wagoner fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wagoner is right for you.

The median home value for Wagoner, OK is $200,707

Based on current mortgage rates and a 10% down payment, you need to make $32,885 per year to buy the median priced home in Wagoner

With this income, you could qualify for a $180,636 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wagoner is $762

The median household income for Wagoner, OK is $69,521

Based on this income, you can afford a home valued at approximately $424,305

The home price you can afford to buy based on household income in Wagoner is 211% of the median home value which means housing prices are affordable. Wagoner ranks 64 out of 77 counties in Oklahoma and 1,501 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Wagoner, OK is affordable

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Loan Limits for Wagoner, Oklahoma

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wagoner below.

Conforming loan limits for Wagoner, OK

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Wagoner, OK

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Wagoner, OK

1 unit: $647,200

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