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Wagoner

Current Mortgage Rates in Wagoner, Oklahoma

Compare mortgage rates and fees for leading lenders in Wagoner, OK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Wagoner.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wagoner. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Wagoner, OK as of April 5, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Wagoner, OK Mortgage Rates Compare?

April 5, 2020

The current average rate for a 30 year fixed rate mortgage in Wagoner is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Wagoner, OK Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Wagoner, Oklahoma?

Below we provide helpful information on the real estate market, home prices and housing affordability in Wagoner. Understand how much you need to earn to afford a home in Wagoner, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wagoner fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wagoner is right for you.

The median home value for Wagoner, OK is $175,705

Based on current mortgage rates and a 10% down payment, you need to make $31,622 per year to buy the median priced home in Wagoner

With this income, you could qualify for a $158,134 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wagoner is $732

The median household income for Wagoner, OK is $62,445

Based on this income, you can afford a home valued at approximately $346,968

The home price you can afford to buy based on household income in Wagoner is 197% of the median home value which means housing prices are average. Wagoner ranks 69 out of 77 counties in Oklahoma and 1,627 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Wagoner, OK is average

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Loan Limits for Wagoner, Oklahoma

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wagoner below.

Conforming loan limits for Wagoner, OK

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Wagoner, OK

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Wagoner, OK

1 unit: $510,400

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