Compare Wagoner, OK mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Wagoner.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wagoner. Plus, shopping lenders is free and there is no obligation.
June 25, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Wagoner. Understand how much you need to earn to afford a home in Wagoner, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wagoner fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wagoner is right for you.
The median home value for Wagoner, OK is $200,707
Based on current mortgage rates and a 10% down payment, you need to make $32,885 per year to buy the median priced home in Wagoner
With this income, you could qualify for a $180,636 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wagoner is $762
The median household income for Wagoner, OK is $69,521
Based on this income, you can afford a home valued at approximately $424,305
The home price you can afford to buy based on household income in Wagoner is 211% of the median home value which means housing prices are affordable. Wagoner ranks 64 out of 77 counties in Oklahoma and 1,501 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Wagoner, OK is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wagoner below.
Conforming loan limits for Wagoner, OK
FHA loan limits for Wagoner, OK
VA loan limits for Wagoner, OK