»
»
Wagoner

Compare Current Wagoner, Oklahoma Mortgage Rates

Compare Wagoner, OK mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Wagoner.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wagoner. Plus, shopping lenders is free and there is no obligation.

%
Wagoner, OK Mortgage Rates as of May 25, 2024
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

%
Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Wagoner, OK Mortgage Rates

May 25, 2024

Current mortgage rates in Wagoner, OK are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Wagoner, OK Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in Wagoner, Oklahoma?

Below we provide helpful information on the real estate market, home prices and housing affordability in Wagoner. Understand how much you need to earn to afford a home in Wagoner, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wagoner fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wagoner is right for you.

The median home value for Wagoner, OK is $229,990

Based on current mortgage rates and a 10% down payment, you need to make $47,980 per year to buy the median priced home in Wagoner

With this income, you could qualify for a $206,991 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wagoner is $1,111

The median household income for Wagoner, OK is $71,340

Based on this income, you can afford a home valued at approximately $341,966

The home price you can afford to buy based on household income in Wagoner is 149% of the median home value which means housing prices are average. Wagoner ranks 72 out of 77 counties in Oklahoma and 1,918 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Wagoner, OK is average

orange-simple-house
ruler

Loan Limits for Wagoner, Oklahoma

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wagoner below.

Conforming loan limits for Wagoner, OK

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Wagoner, OK

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Wagoner, OK

1 unit: $726,200

Additional Mortgage Resources for Wagoner, OK Residents

Mortgage Rates for Oklahoma Cities

Claremore Mortgage Rates

El Reno Mortgage Rates

Lawton Mortgage Rates

Norman Mortgage Rates

Oklahoma City Mortgage Rates

Sapulpa Mortgage Rates

Shawnee Mortgage Rates

Stillwater Mortgage Rates

Tulsa Mortgage Rates

Wagoner Mortgage Rates