Current Oklahoma Mortgage Rates

Compare Oklahoma mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Oklahoma.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Oklahoma. Plus, shopping lenders is free and there is no obligation.

Oklahoma Mortgage Rates as of June 30, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Oklahoma Mortgage Rates

June 30, 2022

Current mortgage rates in Oklahoma are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Oklahoma Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Oklahoma?

Below we offer valuable insights on the housing market and real estate prices in Oklahoma. Understand how much you need to make to buy a house in Oklahoma, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Oklahoma is affordable for you. We provide this helpful information to help you decide if living in Oklahoma is right for you.

The median home value for Oklahoma is $172,359

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Oklahoma is $28,240

With this income, you could qualify for a $155,123 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Oklahoma is $654

The median household income for Oklahoma is $58,754

Based on this income, you can afford a home valued at approximately $358,590

The home price you can afford to buy based on household income in Oklahoma is 208% of the median home value which means housing prices are super affordable. Oklahoma ranks 3 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Oklahoma is super affordable


Additional Mortgage Resources for Oklahoma Residents

Mortgage Rates for Oklahoma Cities

Claremore Mortgage Rates

El Reno Mortgage Rates

Lawton Mortgage Rates

Norman Mortgage Rates

Oklahoma City Mortgage Rates

Sapulpa Mortgage Rates

Shawnee Mortgage Rates

Stillwater Mortgage Rates

Tulsa Mortgage Rates

Wagoner Mortgage Rates