Current Oklahoma Mortgage Rates

Compare Oklahoma mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Oklahoma.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Oklahoma. Plus, shopping lenders is free and there is no obligation.

Oklahoma Mortgage Rates as of June 12, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Oklahoma Mortgage Rates

June 12, 2024

Current mortgage rates in Oklahoma are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Oklahoma Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Oklahoma?

Below we offer valuable insights on the housing market and real estate prices in Oklahoma. Understand how much you need to make to buy a house in Oklahoma, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Oklahoma is affordable for you. We provide this helpful information to help you decide if living in Oklahoma is right for you.

The median home value for Oklahoma is $182,713

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Oklahoma is $38,117

With this income, you could qualify for a $164,442 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Oklahoma is $883

The median household income for Oklahoma is $57,889

Based on this income, you can afford a home valued at approximately $277,491

The home price you can afford to buy based on household income in Oklahoma is 152% of the median home value which means housing prices are super affordable. Oklahoma ranks 4 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Oklahoma is super affordable


Additional Mortgage Resources for Oklahoma Residents

Mortgage Rates for Oklahoma Cities

Claremore Mortgage Rates

El Reno Mortgage Rates

Lawton Mortgage Rates

Norman Mortgage Rates

Oklahoma City Mortgage Rates

Sapulpa Mortgage Rates

Shawnee Mortgage Rates

Stillwater Mortgage Rates

Tulsa Mortgage Rates

Wagoner Mortgage Rates