Current Mortgage Rates in Tulsa, Oklahoma

Compare mortgage rates and fees for leading lenders in Tulsa, OK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Tulsa.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Tulsa. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Tulsa, OK as of September 30, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Tulsa, OK Mortgage Rates Compare?

September 30, 2020

The current average rate for a 30 year fixed rate mortgage in Tulsa is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Tulsa, OK Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Tulsa, Oklahoma?

Below we provide helpful information on the real estate market, home prices and housing affordability in Tulsa. Understand how much you need to earn to afford a home in Tulsa, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Tulsa fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Tulsa is right for you.

The median home value for Tulsa, OK is $174,337

Based on current mortgage rates and a 10% down payment, you need to make $31,376 per year to buy the median priced home in Tulsa

With this income, you could qualify for a $156,904 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Tulsa is $727

The median household income for Tulsa, OK is $54,859

Based on this income, you can afford a home valued at approximately $304,818

The home price you can afford to buy based on household income in Tulsa is 175% of the median home value which means housing prices are average. Tulsa ranks 76 out of 77 counties in Oklahoma and 2,071 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Tulsa, OK is average


Loan Limits for Tulsa, Oklahoma

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Tulsa below.

Conforming loan limits for Tulsa, OK

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Tulsa, OK

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Tulsa, OK

1 unit: $510,400

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