Compare mortgage rates and fees for leading lenders in Sapulpa, OK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Sapulpa.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Sapulpa. Plus, shopping lenders is free and there is no obligation.
December 9, 2019
The current average rate for a 30 year fixed rate mortgage in Sapulpa is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Sapulpa, OK (Creek County) is $140,130
The median household income for Sapulpa, OK (Creek County) is $48,588
Based on current mortgage rates and a 10% down payment, you need to make $25,999 per year to buy the median priced home in Sapulpa
The home price you can afford to buy based on household income in Sapulpa is 187% of the median home value which means housing prices are average
Sapulpa (Creek County) ranks 71 out of 77 counties in Oklahoma and 1,843 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Sapulpa, OK is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Sapulpa (Creek County) below.
Conforming loan limits for Sapulpa, OK
FHA loan limits for Sapulpa, OK
VA loan limits for Sapulpa, OK
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index