Current Mortgage Rates in Sapulpa, Oklahoma

Compare mortgage rates and fees for leading lenders in Sapulpa, OK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Sapulpa.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Sapulpa. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Sapulpa, OK as of October 1, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Sapulpa, OK Mortgage Rates Compare?

October 1, 2020

The current average rate for a 30 year fixed rate mortgage in Sapulpa is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Sapulpa, OK Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Sapulpa, Oklahoma?

Below we provide helpful information on the real estate market, home prices and housing affordability in Sapulpa. Understand how much you need to earn to afford a home in Sapulpa, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Sapulpa fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Sapulpa is right for you.

The median home value for Sapulpa, OK (Creek County) is $147,697

Based on current mortgage rates and a 10% down payment, you need to make $26,582 per year to buy the median priced home in Sapulpa

With this income, you could qualify for a $132,927 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Sapulpa is $616

The median household income for Sapulpa, OK (Creek County) is $49,723

Based on this income, you can afford a home valued at approximately $276,280

The home price you can afford to buy based on household income in Sapulpa is 187% of the median home value which means housing prices are average. Sapulpa (Creek County) ranks 71 out of 77 counties in Oklahoma and 1,822 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Sapulpa, OK is average


Loan Limits for Sapulpa, Oklahoma

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Sapulpa (Creek County) below.

Conforming loan limits for Sapulpa, OK

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Sapulpa, OK

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Sapulpa, OK

1 unit: $510,400

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