Compare Shawnee, OK mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Shawnee.
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August 22, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Shawnee. Understand how much you need to earn to afford a home in Shawnee, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Shawnee fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Shawnee is right for you.
The median home value for Shawnee, OK (Pottawatomie County) is $163,060
Based on current mortgage rates and a 10% down payment, you need to make $34,017 per year to buy the median priced home in Shawnee
With this income, you could qualify for a $146,754 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Shawnee is $788
The median household income for Shawnee, OK (Pottawatomie County) is $52,202
Based on this income, you can afford a home valued at approximately $250,231
The home price you can afford to buy based on household income in Shawnee is 153% of the median home value which means housing prices are average. Shawnee (Pottawatomie County) ranks 68 out of 77 counties in Oklahoma and 1,782 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Shawnee, OK is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Shawnee (Pottawatomie County) below.
Conforming loan limits for Shawnee, OK
FHA loan limits for Shawnee, OK