Compare Moline, IL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Moline.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Moline. Plus, shopping lenders is free and there is no obligation.
August 17, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Moline. Understand how much you need to earn to afford a home in Moline, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Moline fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Moline is right for you.
The median home value for Moline, IL (Rock Island County) is $135,735
Based on current mortgage rates and a 10% down payment, you need to make $28,316 per year to buy the median priced home in Moline
With this income, you could qualify for a $122,161 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Moline is $656
The median household income for Moline, IL (Rock Island County) is $58,740
Based on this income, you can afford a home valued at approximately $281,571
The home price you can afford to buy based on household income in Moline is 207% of the median home value which means housing prices are affordable. Moline (Rock Island County) ranks 70 out of 102 counties in Illinois and 685 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Moline, IL is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Moline (Rock Island County) below.
Conforming loan limits for Moline, IL
FHA loan limits for Moline, IL