Rock Springs

Compare Current Rock Springs, Wyoming Mortgage Rates

Compare Rock Springs, WY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Rock Springs.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Rock Springs. Plus, shopping lenders is free and there is no obligation.

Rock Springs, WY Mortgage Rates as of November 29, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Rock Springs, WY Mortgage Rates

November 29, 2023

Current mortgage rates in Rock Springs, WY are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Rock Springs, WY Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Rock Springs, Wyoming?

Below we provide helpful information on the real estate market, home prices and housing affordability in Rock Springs. Understand how much you need to earn to afford a home in Rock Springs, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Rock Springs fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Rock Springs is right for you.

The median home value for Rock Springs, WY (Sweetwater County) is $241,638

Based on current mortgage rates and a 10% down payment, you need to make $50,409 per year to buy the median priced home in Rock Springs

With this income, you could qualify for a $217,474 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Rock Springs is $1,167

The median household income for Rock Springs, WY (Sweetwater County) is $77,787

Based on this income, you can afford a home valued at approximately $372,873

The home price you can afford to buy based on household income in Rock Springs is 154% of the median home value which means housing prices are average. Rock Springs (Sweetwater County) ranks 5 out of 23 counties in Wyoming and 1,765 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Rock Springs, WY is average


Loan Limits for Rock Springs, Wyoming

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Rock Springs (Sweetwater County) below.

Conforming loan limits for Rock Springs, WY

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Rock Springs, WY

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Rock Springs, WY

1 unit: $726,200

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