Compare Gillette, WY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Gillette.
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August 28, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Gillette. Understand how much you need to earn to afford a home in Gillette, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Gillette fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Gillette is right for you.
The median home value for Gillette, WY (Campbell County) is $256,205
Based on current mortgage rates and a 10% down payment, you need to make $53,448 per year to buy the median priced home in Gillette
With this income, you could qualify for a $230,584 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Gillette is $1,238
The median household income for Gillette, WY (Campbell County) is $88,825
Based on this income, you can afford a home valued at approximately $425,783
The home price you can afford to buy based on household income in Gillette is 166% of the median home value which means housing prices are average. Gillette (Campbell County) ranks 2 out of 23 counties in Wyoming and 1,472 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Gillette, WY is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Gillette (Campbell County) below.
Conforming loan limits for Gillette, WY
FHA loan limits for Gillette, WY