Compare Current Casper, Wyoming Mortgage Rates

Compare Casper, WY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Casper.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Casper. Plus, shopping lenders is free and there is no obligation.

Casper, WY Mortgage Rates as of July 16, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Casper, WY Mortgage Rates

July 16, 2024

Current mortgage rates in Casper, WY are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Casper, WY Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Casper, Wyoming?

Below we provide helpful information on the real estate market, home prices and housing affordability in Casper. Understand how much you need to earn to afford a home in Casper, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Casper fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Casper is right for you.

The median home value for Casper, WY (Natrona County) is $236,196

Based on current mortgage rates and a 10% down payment, you need to make $49,274 per year to buy the median priced home in Casper

With this income, you could qualify for a $212,576 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Casper is $1,141

The median household income for Casper, WY (Natrona County) is $65,036

Based on this income, you can afford a home valued at approximately $311,749

The home price you can afford to buy based on household income in Casper is 132% of the median home value which means housing prices are average. Casper (Natrona County) ranks 11 out of 23 counties in Wyoming and 2,277 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Casper, WY is average


Loan Limits for Casper, Wyoming

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Casper (Natrona County) below.

Conforming loan limits for Casper, WY

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Casper, WY

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Casper, WY

1 unit: $726,200

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