Compare Current Lander, Wyoming Mortgage Rates

Compare Lander, WY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Lander.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Lander. Plus, shopping lenders is free and there is no obligation.

Lander, WY Mortgage Rates as of December 7, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Lander, WY Mortgage Rates

December 7, 2023

Current mortgage rates in Lander, WY are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Lander, WY Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Lander, Wyoming?

Below we provide helpful information on the real estate market, home prices and housing affordability in Lander. Understand how much you need to earn to afford a home in Lander, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Lander fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Lander is right for you.

The median home value for Lander, WY (Fremont County) is $230,851

Based on current mortgage rates and a 10% down payment, you need to make $48,159 per year to buy the median priced home in Lander

With this income, you could qualify for a $207,766 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Lander is $1,115

The median household income for Lander, WY (Fremont County) is $58,732

Based on this income, you can afford a home valued at approximately $281,532

The home price you can afford to buy based on household income in Lander is 122% of the median home value which means housing prices are average. Lander (Fremont County) ranks 13 out of 23 counties in Wyoming and 2,469 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Lander, WY is average


Loan Limits for Lander, Wyoming

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Lander (Fremont County) below.

Conforming loan limits for Lander, WY

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Lander, WY

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Lander, WY

1 unit: $726,200

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