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Lender Tables
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Compare Current Spring Hill, Tennessee Mortgage Rates
Compare Spring Hill, TN mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Spring Hill.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Spring Hill. Plus, shopping lenders is free and there is no obligation.
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Spring Hill, TN Mortgage Rates as of July 11, 2025
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Spring Hill, TN Mortgage Rates
July 11, 2025
Current mortgage rates in Spring Hill, TN are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Spring Hill, TN Rates
National Average
Comparison
30 Year Fixed Rate
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6.670%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%
How Affordable is Housing in Spring Hill, Tennessee?
Below we provide helpful information on the real estate market, home prices and housing affordability in Spring Hill. Understand how much you need to earn to afford a home in Spring Hill, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Spring Hill fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Spring Hill is right for you.
The median home value for Spring Hill, TN (Maury County) is $352,822
Based on current mortgage rates and a 10% down payment, you need to make $73,604 per year to buy the median priced home in Spring Hill
With this income, you could qualify for a $317,540 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Spring Hill is $1,705
The median household income for Spring Hill, TN (Maury County) is $69,845
Based on this income, you can afford a home valued at approximately $334,802
The home price you can afford to buy based on household income in Spring Hill is 95% of the median home value which means housing prices are expensive.
Spring Hill (Maury County) ranks 91 out of 95 counties in Tennessee and 2,862 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Spring Hill, TN is expensive
Loan Limits for Spring Hill, Tennessee
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Spring Hill (Maury County) below.
Conforming loan limits for Spring Hill, TN
1 unit:$890,100
2 units:$1,139,500
3 units:$1,377,400
4 units:$1,711,750
FHA loan limits for Spring Hill, TN
1 unit:$890,100
2 units:$1,139,500
3 units:$1,377,400
4 units:$1,711,750
VA loan limits for Spring Hill, TN
1 unit:$890,100
Additional Mortgage Resources for Spring Hill, TN Residents