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Mt. Juliet

Current Mortgage Rates in Mt. Juliet, Tennessee

Compare mortgage rates and fees for leading lenders in Mt. Juliet, TN. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Mt. Juliet.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Mt. Juliet. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Mt. Juliet, TN as of November 11, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Mt. Juliet, TN Mortgage Rates Compare?

November 11, 2019

The current average rate for a 30 year fixed rate mortgage in Mt. Juliet is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Mt. Juliet, TN Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Mt. Juliet, Tennessee?

The median home value for Mt. Juliet, TN (Wilson County) is $286,220

The median household income for Mt. Juliet, TN (Wilson County) is $68,144

Based on current mortgage rates and a 10% down payment, you need to make $53,103 per year to buy the median priced home in Mt. Juliet

The home price you can afford to buy based on household income in Mt. Juliet is 128% of the median home value which means housing prices are average

Mt. Juliet (Wilson County) ranks 91 out of 95 counties in Tennessee and 2,800 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Mt. Juliet, TN is average

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Loan Limits for Mt. Juliet, Tennessee

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Mt. Juliet (Wilson County) below.

Conforming loan limits for Mt. Juliet, TN

1 unit: $534,750
2 units: $684,550
3 units: $827,500
4 units: $1,028,350

FHA loan limits for Mt. Juliet, TN

1 unit: $534,750
2 units: $684,550
3 units: $827,500
4 units: $1,028,350

VA loan limits for Mt. Juliet, TN

1 unit: $534,750

Additional Mortgage Resources for Mt. Juliet, TN Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index