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Yamhill

Current Mortgage Rates in Yamhill, Oregon

Compare mortgage rates and fees for leading lenders in Yamhill, OR. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Yamhill.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Yamhill. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Yamhill, OR as of January 20, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Yamhill, OR Mortgage Rates Compare?

January 20, 2020

The current average rate for a 30 year fixed rate mortgage in Yamhill is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Yamhill, OR Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Yamhill, Oregon?

Below we provide helpful information on the real estate market, home prices and housing affordability in Yamhill. Understand how much you need to earn to afford a home in Yamhill, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Yamhill fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Yamhill is right for you.

The median home value for Yamhill, OR is $374,490

Based on current mortgage rates and a 10% down payment, you need to make $67,399 per year to buy the median priced home in Yamhill

With this income, you could qualify for a $337,041 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Yamhill is $1,561

The median household income for Yamhill, OR is $61,583

Based on this income, you can afford a home valued at approximately $342,175

The home price you can afford to buy based on household income in Yamhill is 91% of the median home value which means housing prices are expensive. Yamhill ranks 28 out of 36 counties in Oregon and 3,037 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Yamhill, OR is expensive

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Loan Limits for Yamhill, Oregon

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Yamhill below.

Conforming loan limits for Yamhill, OR

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Yamhill, OR

1 unit: $491,050
2 units: $628,600
3 units: $759,850
4 units: $944,350

VA loan limits for Yamhill, OR

1 unit: $510,400

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