Compare Current Umatilla, Oregon Mortgage Rates

Compare Umatilla, OR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Umatilla.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Umatilla. Plus, shopping lenders is free and there is no obligation.

Umatilla, OR Mortgage Rates as of June 26, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Umatilla, OR Mortgage Rates

June 26, 2022

Current mortgage rates in Umatilla, OR are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Umatilla, OR Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Umatilla, Oregon?

Below we provide helpful information on the real estate market, home prices and housing affordability in Umatilla. Understand how much you need to earn to afford a home in Umatilla, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Umatilla fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Umatilla is right for you.

The median home value for Umatilla, OR is $254,889

Based on current mortgage rates and a 10% down payment, you need to make $41,763 per year to buy the median priced home in Umatilla

With this income, you could qualify for a $229,400 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Umatilla is $967

The median household income for Umatilla, OR is $65,312

Based on this income, you can afford a home valued at approximately $398,616

The home price you can afford to buy based on household income in Umatilla is 156% of the median home value which means housing prices are average. Umatilla ranks 7 out of 36 counties in Oregon and 2,505 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Umatilla, OR is average


Loan Limits for Umatilla, Oregon

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Umatilla below.

Conforming loan limits for Umatilla, OR

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Umatilla, OR

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Umatilla, OR

1 unit: $647,200

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