»
»
Bend

Current Mortgage Rates in Bend, Oregon

Compare mortgage rates and fees for leading lenders in Bend, OR. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Bend.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bend. Plus, shopping lenders is free and there is no obligation.

%
Mortgage Rates in Bend, OR as of November 13, 2019
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact

%
Get Personalized Mortgage Quotes for Bend, OR

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Bend, OR Mortgage Rates Compare?

November 13, 2019

The current average rate for a 30 year fixed rate mortgage in Bend is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Bend, OR Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Bend, Oregon?

The median home value for Bend, OR (Deschutes County) is $406,197

The median household income for Bend, OR (Deschutes County) is $60,960

Based on current mortgage rates and a 10% down payment, you need to make $75,362 per year to buy the median priced home in Bend

The home price you can afford to buy based on household income in Bend is 81% of the median home value which means housing prices are expensive

Bend (Deschutes County) ranks 33 out of 36 counties in Oregon and 3,087 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Bend, OR is expensive

orange-simple-house
ruler

Loan Limits for Bend, Oregon

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bend (Deschutes County) below.

Conforming loan limits for Bend, OR

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Bend, OR

1 unit: $409,400
2 units: $524,100
3 units: $633,500
4 units: $787,300

VA loan limits for Bend, OR

1 unit: $484,350

Additional Mortgage Resources for Bend, OR Residents

Mortgage Rates for Oregon Cities

Albany Mortgage Rates

Bend Mortgage Rates

Clackamas Mortgage Rates

Corvallis Mortgage Rates

Eugene Mortgage Rates

Grants Pass Mortgage Rates

Hillsboro Mortgage Rates

Medford Mortgage Rates

Polk Mortgage Rates

Portland Mortgage Rates

Roseburg Mortgage Rates

Salem Mortgage Rates

Umatilla Mortgage Rates

Yamhill Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index