Compare Current Bend, Oregon Mortgage Rates

Compare Bend, OR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Bend.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bend. Plus, shopping lenders is free and there is no obligation.

Bend, OR Mortgage Rates as of June 26, 2022
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Bend, OR Mortgage Rates

June 26, 2022

Current mortgage rates in Bend, OR are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Bend, OR Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Bend, Oregon?

Below we provide helpful information on the real estate market, home prices and housing affordability in Bend. Understand how much you need to earn to afford a home in Bend, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Bend fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Bend is right for you.

The median home value for Bend, OR (Deschutes County) is $582,208

Based on current mortgage rates and a 10% down payment, you need to make $95,392 per year to buy the median priced home in Bend

With this income, you could qualify for a $523,987 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Bend is $2,209

The median household income for Bend, OR (Deschutes County) is $77,437

Based on this income, you can afford a home valued at approximately $472,620

The home price you can afford to buy based on household income in Bend is 81% of the median home value which means housing prices are expensive. Bend (Deschutes County) ranks 36 out of 36 counties in Oregon and 3,098 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Bend, OR is expensive


Loan Limits for Bend, Oregon

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bend (Deschutes County) below.

Conforming loan limits for Bend, OR

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Bend, OR

1 unit: $569,250
2 units: $728,750
3 units: $880,900
4 units: $1,094,700

VA loan limits for Bend, OR

1 unit: $647,200

Additional Mortgage Resources for Bend, OR Residents

Mortgage Rates for Oregon Cities

Albany Mortgage Rates

Bend Mortgage Rates

Clackamas Mortgage Rates

Corvallis Mortgage Rates

Eugene Mortgage Rates

Grants Pass Mortgage Rates

Hillsboro Mortgage Rates

Medford Mortgage Rates

Polk Mortgage Rates

Portland Mortgage Rates

Roseburg Mortgage Rates

Salem Mortgage Rates

Umatilla Mortgage Rates

Yamhill Mortgage Rates