Compare mortgage rates and fees for leading lenders in Roseburg, OR. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Roseburg.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Roseburg. Plus, shopping lenders is free and there is no obligation.
December 16, 2019
The current average rate for a 30 year fixed rate mortgage in Roseburg is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Roseburg, OR (Douglas County) is $223,669
The median household income for Roseburg, OR (Douglas County) is $45,369
Based on current mortgage rates and a 10% down payment, you need to make $41,498 per year to buy the median priced home in Roseburg
The home price you can afford to buy based on household income in Roseburg is 109% of the median home value which means housing prices are average
Roseburg (Douglas County) ranks 20 out of 36 counties in Oregon and 2,942 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Roseburg, OR is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Roseburg (Douglas County) below.
Conforming loan limits for Roseburg, OR
FHA loan limits for Roseburg, OR
VA loan limits for Roseburg, OR
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index