Compare Roseburg, OR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Roseburg.
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June 26, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Roseburg. Understand how much you need to earn to afford a home in Roseburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Roseburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Roseburg is right for you.
The median home value for Roseburg, OR (Douglas County) is $279,152
Based on current mortgage rates and a 10% down payment, you need to make $45,738 per year to buy the median priced home in Roseburg
With this income, you could qualify for a $251,237 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Roseburg is $1,059
The median household income for Roseburg, OR (Douglas County) is $52,514
Based on this income, you can afford a home valued at approximately $320,509
The home price you can afford to buy based on household income in Roseburg is 115% of the median home value which means housing prices are average. Roseburg (Douglas County) ranks 18 out of 36 counties in Oregon and 2,931 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Roseburg, OR is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Roseburg (Douglas County) below.
Conforming loan limits for Roseburg, OR
FHA loan limits for Roseburg, OR
VA loan limits for Roseburg, OR