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May 28, 2023
Below we provide helpful information on the real estate market, home prices and housing affordability in Roseburg. Understand how much you need to earn to afford a home in Roseburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Roseburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Roseburg is right for you.
The median home value for Roseburg, OR (Douglas County) is $274,576
Based on current mortgage rates and a 10% down payment, you need to make $57,281 per year to buy the median priced home in Roseburg
With this income, you could qualify for a $247,119 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Roseburg is $1,327
The median household income for Roseburg, OR (Douglas County) is $51,913
Based on this income, you can afford a home valued at approximately $248,845
The home price you can afford to buy based on household income in Roseburg is 91% of the median home value which means housing prices are expensive. Roseburg (Douglas County) ranks 18 out of 36 counties in Oregon and 2,905 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Roseburg, OR is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Roseburg (Douglas County) below.
Conforming loan limits for Roseburg, OR
FHA loan limits for Roseburg, OR
VA loan limits for Roseburg, OR