Compare Current Hillsboro, Oregon Mortgage Rates

Compare Hillsboro, OR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Hillsboro.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Hillsboro. Plus, shopping lenders is free and there is no obligation.

Hillsboro, OR Mortgage Rates as of May 24, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Hillsboro, OR Mortgage Rates

May 24, 2022

Current mortgage rates in Hillsboro, OR are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Hillsboro, OR Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Hillsboro, Oregon?

Below we provide helpful information on the real estate market, home prices and housing affordability in Hillsboro. Understand how much you need to earn to afford a home in Hillsboro, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Hillsboro fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Hillsboro is right for you.

The median home value for Hillsboro, OR (Washington County) is $548,877

Based on current mortgage rates and a 10% down payment, you need to make $89,931 per year to buy the median priced home in Hillsboro

With this income, you could qualify for a $493,989 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Hillsboro is $2,083

The median household income for Hillsboro, OR (Washington County) is $92,667

Based on this income, you can afford a home valued at approximately $565,577

The home price you can afford to buy based on household income in Hillsboro is 103% of the median home value which means housing prices are average. Hillsboro (Washington County) ranks 23 out of 36 counties in Oregon and 3,000 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Hillsboro, OR is average


Loan Limits for Hillsboro, Oregon

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hillsboro (Washington County) below.

Conforming loan limits for Hillsboro, OR

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Hillsboro, OR

1 unit: $598,000
2 units: $765,550
3 units: $925,350
4 units: $1,150,000

VA loan limits for Hillsboro, OR

1 unit: $647,200

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